Protection
We provide advice on all types of protection encompassing life insurance, critical illness cover and protection of income/profits for, individuals and/or businesses, including:
Family protection:
- Life Cover
- Critical Illness
- Family Income Benefit
- Mortgage Protection
- Accident Sickness and Redundancy Cover
- Private Medical Insurance
- Group Life Cover
Business protection:
- Director and Share Holder Protection
- Cross Option Agreements
- Key Person Protection
- Critical Illness Cover
- Relevant Life Cover (Tax Efficient Death in Service)
- Succession Planning
It is important to have sufficient cover in place to ensure that life events do not impact irreversibly on finances, family or business. However, prioritising needs, choosing the right options and making the best use of a budget can be difficult without obtaining professional advice.
We are able to research all major providers to source policies which offer the best value and meet specific needs.
As covered in our Tax & Trusts section, we are also able to advise on any associated trust arrangements that may be required so as to provide greater control/certainty over the destination and payment of any proceeds.